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USACE - HAP  Information

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U.S. Army Corps of Engineers - HAP

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Homeowners Assistance Program (HAP)

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What is HAP?

The Homeowners Assistance Program was enacted by Congress in Section 1013 of the Demonstration Cities and Metropolitan Development Act of 1966. This law provides for assistance to eligible federal personnel, who were stationed at or near an installation scheduled for closure or realignment and who, through no fault of their own, are unable to sell their homes under reasonable terms and conditions.

Who administers HAP?

The U.S. Army Corps of Engineers is the executive agent with overall responsibility for administering the program. There are three Corps of Engineers HAP Centers of Expertise with designated geographic areas of program responsibility. The Savannah District has program responsibility for all states east of the Mississippi River, the United Kingdom, and Europe.

For information regarding programs outside the Savannah District jurisdiction, the District responsible for the state or area in which the installation lies should be contacted.

Who is eligible?

The following are general program eligibility requirements:

 

Benefits available through HAP:

The program provides assistance to eligible applicants in three ways:

 

  1. The Government may purchase applicants homes by paying off the balance of any mortgage existing at the time of the announcement, or for 75% of the fair market value prior to the announcement, whichever is higher. If the amount an applicant owes on the mortgage is less than 75% of the prior fair market value, the applicant may be paid the difference.

    The HAP Resale Program sells properties acquired through the HAP to re-coup costs to fund future programs.

  2. Applicants who are able to sell their homes may be reimbursed for part of their losses or paid at the time of closing in some cases.

  3. Finally, applicants who defaulted on their mortgage through foreclosure may receive assistance.

Applicants are liable for taxes on any benefits received through HAP.

 

HAP Resale Program:

The U.S. Army Corps of Engineers acquires single-family homes and other properties, with up to two living units, under the authority of a Homeowners Assistance Program (HAP). The HAP is for eligible applicants who cannot sell their homes, under reasonable terms and conditions, as a result of a base closure or realignment action.

The properties are then offered for sale to the public. Local real estate agents may show the properties to prospective buyers and submit offers on behalf of the buyer. In addition, local real estate agents will have information such as location of schools, churches, public transportation, and shopping centers.

Anyone can offer to buy these properties regardless of race, color, religion, sex, or national origin.

HAP Administered by Other Districts:

Programs in Arkansas, Louisiana, Oklahoma, Texas, New Mexico, Colorado, Iowa, Nebraska, Michigan (Sawyer and Wurtsmith AFB), Minnesota, N. Dakota, S. Dakota, Wisconsin, Wyoming, Kansas, and Missouri, Alaska, Arizona, California, Hawaii, Nevada, Utah, Washington, Idaho, Oregon, and the Pacific Ocean Rim.

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