Credit Card Fraud

Buy at GSA auctions - surplus property at government auctions

DEAauctions.COM

America's Authority
for Police & Government Auctions

Credit Card Fraud - Identity Theft - Protecting Yourself

How can I protect myself against credit card fraud?
1. It is critical that you notify your bank or credit card company immediately if you lose your card. It may prevent someone else from using it illegally. Remember to get your card back after purchasing goods or services. Do not leave the card in hotel rooms or unnecessarily exposed for long periods of time. The number can be copied even if the card is not taken.
2. Retain all carbon copies of your receipts when making a purchase and retain receipts from ATM withdrawals. If you don't get a billing statement on time, notify the credit card issuer immediately. Check billing statements carefully upon receipt to make sure all charges are yours. Errors or changes that don't belong should be reported as soon as possible.
3. Do not put your credit card account number on checks used to pay your monthly bills. The credit card agency can always trace your check through your name/address information from your check.
4. Retain copies of receipts to check against billing statement. Be careful when disposing of materials and correspondence relating to your finances. Shred all receipt carbon copies to make sure your credit card number is unrecognizable. Do not throw away canceled checks, financial statements or letters offering pre-approved credit cards where others can easily find them.
5. Promptly destroy all old cards or cards you no longer use. Cut them in half and make sure the card number is unrecognizable.
6. Secure your mailbox. Obtain a lock, if necessary. If you receive mail through an apartment house clusterbox arrangement, make sure the locks for the panel and your box lock correctly.
7. When applying for a credit card, check the return address. If there is a sticker with a return address placed on the application, contact the card issuing company to verify the correct address.
8. Do not give your card number to anyone calling on the telephone offering you prizes or gifts.
9. Do not write your card number on a postcard notifying you that you have won a prize or gift and requesting the number as part of the award arrangements.
10. Do not leave gasoline credit card receipts at the pump. They contain your credit card number.

What to do if you have been the victim of credit card fraud or identity theft.

If your complaint is essentially a non-criminal dispute with a retailer or other business, you must immediately dispute the charge(s) in writing with the customer relations office of your credit card company.

If you have been the victim of credit card fraud or identity theft, the following tips will assist you:

Report the crime to the police immediately. Get a copy of your police report or case number. Credit card companies, your bank, and the insurance company may ask you to reference the report to verify the crime.
Immediately contact your credit card issuers. Get replacement cards with new account numbers and ask that the old account be processed as "account closed at consumers. request" for credit record purposes. You should also follow up this telephone conversation with a letter to the credit card company that summarizes your requests in writing.
Call the fraud units of the three credit reporting bureaus. Report the theft of your credit cards and/or numbers. Ask that your accounts be flagged. Also, add a victim's statement to your report that requests that they contact you to verify future credit applications. The following is a list of addresses and numbers to the three credit bureaus:

Equifax Credit Information Services - Consumer Fraud Div. P.O. Box 105496 Atlanta, Georgia 30348-5496 Tel: (800) 997-2493 www.equifax.com	Experian P.O. Box 2104 Allen, Texas 75013-2104 Tel: (888) EXPERIAN (397-3742) www.experian.com
Trans Union Fraud Victim Assistance Dept. P.O. Box 390 Springfield, PA 19064-0390 Tel: (800) 680-7289 www.transunion.com

Keep a log of all conversations with authorities and financial entities.
As with any personal information, only provide your credit card number to merchants you know. Also, remember to protect your social security number. You have to give your social security number for employment and tax purposes, but it is not necessary for many businesses. Notify the Social Security Administration.
The Federal Trade Commission (FTC) is the federal clearinghouse for complaints by victims of identity theft. Although the FTC does not have the authority to bring criminal cases, the Commission assists victims of identity theft by providing them with information to help them resolve the financial and other problems that can result from identity theft. The FTC also may refer victim complaints to other appropriate government agencies and private organizations for further action. If you have been a victim of ID theft, you can file a complaint with the FTC by contacting the FTC's Consumer Response Center.

By phone:
By mail:
On the Internet:
For consumer information:

Direct Access to the Most Complete Information

Some of the more common auction items include:

used autos • marine vehicles • jet skis • aircrafts • homes • real estate • commercial property • farm equipment • industrial • business • electronics • computers • antiques • art • coins • stamps • appliances • guns • travel • collectibles • clothing • crafts • boats • bikes • motorcycles • mobile homes • jewelry • toys • cars • trucks • mopeds • bicycles • cameras • televisions • clocks • furniture • unclaimed property • abandoned property • personal property • office furniture • condominiums • town homes • commercial property • vacant land • single family homes • machinery • tools • hardware • building supplies

and much, much more...

DEA Auctions

Change your life and
Join Today
Or
Subscribe to our Newsletter for more information:

Featured in these & more:

We cover auctions in all States!
Check if your state is listed below:

Learn more about Police and Government Auctions.

Click here for the FAQs, or go straight to the Join page.

The BBB works to facilitate communication between the company and the consumer, to help both sides come to a satisfactory resolution to the complaint. In many cases, dispute resolution, including mediation and arbitration, may be available to help resolve the dispute.

JOIN \| HOME \| ABOUT \| FAQS \| FACTS \| GLOSSARY \| CONTACT US \| TESTIMONIALS \| TOP TEN REASONS \| LINKS DIRECTORY \|MEMBER ADVANTAGES \| REFER A FRIEND \| SITEMAP \| BLOG \| BOOKMARK THIS SITE \| ADD URL \| AFFILATES
Copyright ©1998 - DEAauctions.COM - All Rights Reserved. TERMS OF USE All images are are used for demonstrative purposes only and are the intellectual property of their respective owners.